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Our experienced team of insurance professionals provides efficient service, competitive rates and a variety of services to fit your needs. In addition to our Homeowners and Dwelling Fire products, we offer the following lines of insurance: Flood Insurance Floods are the leading cause of property damage in the United States. Floods can happen anywhere, anytime - not just in coastal areas or near lakes and rivers. In the last two years, floods have hit homes and businesses in all 50 states. Torrential rain, snowmelt, mudslides, dam failures and inadequate drainage systems can all cause flood losses. The federal government requires mortgaged properties in special flood hazard areas to be insured against flooding. Not in a high-risk flood zone? According to the NFIP, 25 to 30% of all flood claims come from low-risk areas. Since flood insurance rates and coverage levels are set by the government, they're the same regardless of the agency you choose. Bonded Builders Insurance Services has the experience, the resources and the support to make buying flood easy for you. Standard flood will insure your residence (not the land) up to $250,000. Contents coverage can be purchased with a standard flood policy, providing an additional $100,000 in coverage. Preferred Risk coverage, designed for properties in low-risk areas (B, C, or X zones), covers both your home and contents with one premium and provides combined coverage up to $250,000 for the structure and $100,000 for contents. Available nationwide. Excess Flood A standard flood policy only protects your home up to $250,000. Yet, with today’s rapidly increasing home values, many homes are worth much more than this. An Excess Flood policy can increase your flood coverage by as much as $1 million, depending on your state. Excess Flood provides both building and contents coverage and is available in AL, AZ, CA, DE, FL, GA, LA, MA, MD, MS, NV, NC, OH, PA, SC, TX and VA. We also offer an Excess Flood product for businesses. Homeowners
& Dwelling Fire I Business
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