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Other
Insurance Products
Our
experienced team of insurance professionals provides
efficient service, competitive rates and a variety of
services to fit your needs. In addition to our Homeowners
and Dwelling Fire products, we offer the following lines
of insurance:
Standard
Flood
Insurance
Floods
are the leading cause of property damage in the United
States. Floods can happen anywhere, anytime - not just in
coastal areas or near lakes and rivers. In the last two
years, floods have hit homes and businesses in all 50
states. Torrential rain, snowmelt, mudslides, dam failures
and inadequate drainage systems can all cause flood
losses.
The
federal government requires mortgaged properties in
special flood hazard areas to be insured against flooding.
Not in a high-risk flood zone? According to the NFIP, 25
to 30% of all flood claims come from low-risk areas. Since
flood insurance rates and coverage levels are set by the
government, they're the same regardless of the agency you
choose. Bonded Builders Insurance Services has the
experience, the resources and the support to make buying
flood easy for you. Standard flood will insure your
residence (not the land) up to $250,000. Contents coverage
can be purchased with a standard flood policy, providing
an additional $100,000 in coverage. Preferred Risk
coverage, designed for properties in low-risk areas (B, C,
or X zones), covers both your home and contents with one
premium and provides combined coverage up to $250,000 for
the structure and $100,000 for contents. Available
nationwide.
Excess
Flood
Insurance
A
standard flood policy only protects your home up to
$250,000. Yet, with today’s rapidly increasing home
values, many homes are worth much more than this. An
Excess Flood policy can increase your flood coverage by as
much as $1 million, depending on your state. Excess Flood
provides both building and contents coverage and is
available in AL, AZ, CA, DE, FL, GA, LA, MA, MD, MS, NV,
NC, OH, PA, SC, TX and VA. We also offer an Excess Flood
product for businesses.
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